Ep. 2 - Taxes: Its Not About What You Make- It's About What You Keep

In this episode of "Wealth Roadmap with Jeff and Steve," we delve into the complex world of taxes and unveil essential strategies to maximize your wealth. Join us as we explore the three buckets of assets—Pre Tax, Post Tax, and Tax-Free—and understand the nuances between Capital Gains and Ordinary Income. We break down the differences between Qualified and Ordinary Dividends and present a compelling case study with Amy's portfolio allocation.

Discover how taxes can have trickle-down effects, affecting aspects like IRMAA, Social Security income taxation, and Capital Gains tax rates based on your income. We'll also guide you on proactive steps to take control of your financial future, including diversifying across tax classes and conducting a Tax Management Analysis.

Tune in to this episode of "Wealth Roadmap" and gain the insights and knowledge you need to make informed financial decisions, ultimately optimizing your wealth. It's not just about what you make; it's about what you keep.


Disclosures:
Investment advisory services are offered through M Holding Securities, Inc., a registered broker/dealer and investment advisor and Prosperity Capital Advisors LLC (“PCA”) an investment advisor registered with the United States Securities and Exchange Commission (SEC). For a detailed discussion of PCA and its investment advisory fees, see the firm’s Form ADV and Form CRS on file with the SEC.

 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. OneTeam Financial and PCA are separate, non-affiliated entities. PCA does not provide tax or legal advice. Insurance and tax services offered through OneTeam Financial are not affiliated with PCA. Information received from this video should not be viewed as individual investment advice. Product discussions and illustrations are hypothetical in nature and will vary based on many factors including, but not limited to, age, health, product, insurance carrier and product design. You should consult the insurance carrier website and policy for detailed information. Content may have been created by a Third Party and was not written or created by a PCA affiliated advisor and does not represent the views and opinions of PCA or its subsidiaries. For information pertaining to the registration status of PCA, please contact the firm or refer to the Investment Adviser Public Disclosure web site. For additional information about PCA, including fees and services, send for our disclosure statement as set forth on Form ADV from PCA using the contact information herein. Please read the disclosure statement carefully before you invest or send money


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